Can you use this info?

Really? #1, #6, and #7 I can see happening...but meteors, comets, and space debris?

7 freaky home threats: Are you covered?
Bobbi Dempsey
Wednesday December 10, 2008, 6:00 am EST

If you're like most homeowners, you probably don't think about your property insurance very often. It's common to enjoy the security of knowing your insurance company has you covered?Or does it?
Sure, your basic homeowners' policy will cover you for the run-of-the-mill stuff like fires (the accidental variety, at least). But what if you have the misfortune of suffering a more unusual type of calamity?
In that case, it's important to know whether you have an "open perils" or "named perils" policy. Most homeowners' policies cover your dwelling on an "open perils" basis, sometimes conversely referred to as "named exclusions." With this type of policy, anything not specifically excluded by your policy is covered. A named perils policy is just the opposite: Everything's excluded except what is specifically listed as covered.
Even within those categories, policies can vary widely depending on your location and the type of coverage you have. So you need to study your policy carefully. Here's a look at some of the more unusual things that could happen to your home, and how your insurance company might react. We'll get some help from Bill Wilson, associate vice president of Education & Research for the Independent Insurance Agents & Brokers of America.
7 'freaky' home perils 1. Flood 2. Mine subsidence 3. Volcanoes 4. Meteors, comets, and space debris 5. Stampeding animals 6. Landslides 7. Sinkhole collapse